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Streamling Professional Liability for the Technology Industry.

By: dwight stuckey | Posten on: Sep 11, 2013 10:52:00 AM

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The new SafetyTek process simplifies Quoting, Billing and the Renewals Process.

As Technology continues to grow and strengthen as a major differentiator for main street businesses, SafetyTek remains a leading insurance program to manage the industry risks.  SafetyTek  provides professional liability to a wide array of technology centric classes from Mobile Application Development to Financial Funds Transfer.  Now, the SafetyTek Program’s streamlined underwriting process simplifies Quoting, Billing and Renewals.

 

For 18 years, Stuckey & Company has managed the Technology Insurance Program for ACE USA, rated A + XV by AM Best.  Over the 18 years we have introduced many changes, including:  an nationwide admitted product, increased coverage to a Multiple Insuring Agreement, combined multiple coverages into one “SafetyTek Endorsement” providing more savings, and now we are introducing online credit card payments and automatic renewals.

 

Secure, online credit card payments are now used on over 70% of our business offering a new level of simplicity for our agents and their insured’s.  Each quote that is generated out of our system includes a secure credit card payment link.  When clicked our customers are shown the coverage and payment option they have selected and given the ability to immediately process the online payment, all secured by authorize.net and Network Solutions.

 

Automatic Renewals will begin with coverage renewal dates of January 1, 2014.  With automatic renewals qualifying SafetyTek customers will not be required to complete a new application on the anniversary date of the coverage.   Instead, the agent will receive emailed notification of coverage renewal detailing policy terms and instructions on how to process payment.

 

Dwight Stuckey, President and CEO of Stuckey & Company, says he is proud to be one of a very limited number of companies offering this forward-thinking insurance process. “The SafetyTek Program is helping to support the people, companies and innovation that drive the technology industry,” he says. “From the critical R&D companies looking at next generation technologies to the next mobile application designed for our always on, anywhere connection to the world”

 

The SafetyTek Program is available to licensed agents who register with Stuckey & Company as a licensed agent. (Agents can register online at http://www.stuckey.com/forms/register_agency.php.) Stuckey & Company has in-house binding authority on all lines that qualify, and offers quick turnaround on quotes, generally within 48 hours. The program is licensed in all 48 mainland states. For more information, visit http://www.stuckey.com/safetytek/technology/technology-insurance.php.

 

About Stuckey and Company

Stuckey & Company is a specialty insurance provider based in Lake St. Louis, Missouri. For 22 years, Stuckey has offered commercial, professional and personal lines of insurance. Stuckey & Company’s network of more than 8,500 licensed agents has the knowledge and experience in dealing with specific coverage not typically covered under standard policies. As one of the fastest-growing specialty insurance providers in the U.S., Stuckey & Company offers E&O coverage to over 150 classes in sectors that include technology and IT consulting, accounting and financial services, government services, media, laboratories and education. In addition to Stuckey & Company’s Tek Division, the company offers professional liability insurance to Architects and Engineers through the Aspire A&E Insurance Program. For information on the SafetyTek Insurance Program from Stuckey & Company, call Maggie Hammett at 1-800-828-3452 x 21.

 

Topics: mga, safetytek, it insurance, TECHNOLOGY, technology E&O, data loss insurance, data loss risk, mga insurance, IT E&O, technology insurance, professional liability, commercial lines insurance, cyber liability insurance, Stuckey & Company, TECHNOLOGY

Data Breach and Cyber Liability -- a Yahoo! Warning

By: Elizabeth Sedlock | Posten on: Jul 13, 2012 2:23:00 PM

Well, data breach is back in the news. No surprise there. We are completely dependent on technology for the majority of our business transactions. That opens up a world of liability issues that small and mid-sized businesses need to be prepared to deal with.

Yesterday, it was announced that information from 450,000 Yahoo! Voices accounts had been breached. The passwords from those accounts were compromised. Wow. While Yahoo! almost assuredly has cyber-liability insurance, this incident is still going to affect the company dramatically. Not only will Yahoo! be required to notify each and every one of the 450,000 customers affected by the breach, which it is estimated costs $235 (on average) per customer, the company will also need to rebuild the trust that was also compromised because of the incident.

The beleaguered Internet company Yahoo! has another crisis on its hands: 450,000 user email addresses and passwords stolen from its user-generated content service, Yahoo! Voices.” – MSNBC. Read the entire article about the data breach here.

Still, even if Yahoo! does not carry cyber-liability insurance, which is incredibly unlikely, the company will stay in business after this is all resolved. Would your client survive an similar breach without cyber-liability insurance? Most likely, no. Now is the time to educate your clients on why cyber-liability insurance is a must in today’s business world. To learn more about helping protect your clients from data breach, contact Kyle Dallavis at kyle@stuckey.com.

Topics: TECHNOLOGY, data loss insurance, data loss risk, cyber liability insurance

Cyber Liability vs. Technology Professional Liability Insurance

By: Elizabeth Sedlock | Posten on: Apr 11, 2012 10:48:00 AM

Many people confuse cyber liability insurance and technology professional liability insurance.  Learn more about the difference!

First, let's define technology professional liability.  Technology professionals comprise organizations that develop and implement technology for both consumers and businesses.  For example, a technology professional could be a software developer, a microchip designer or an IT consultant.  Technology professional liability is designed to cover specifically the errors & omissions of these types of organizations only. 

Cyber liability, on the other hand, is liability coverage designed for all businesses and specifically focuses on covering those businesses from cyber risks, including data breach, first and third party risks associated with e-business, the Internet, etc.

To learn more about our SafetyTek technology professional liability coverage, you can email Maggie Hammett or visit the SafetyTek information page.

START QUOTING NOW! For applications and forms, click here.

Topics: TECHNOLOGY, technology E&O, technology insurance, cyber liability insurance

January 2012 Agent Alert - Stuckey & Company

By: Elizabeth Sedlock | Posten on: Jan 31, 2012 10:10:00 AM
Stuckey Agent Alert
Safety TekAspire A&EHarbor GuardMPLElementServicerProPersonalCommercial
 

Improve Your SEO: Write a Blog

As you know, improving your SEO is important for every business.  Visilibity is the key to increasing sales and growing your agency's reputation.  Writing a blog and gaining new inbound links to your site can make a huge difference to your overall SEO.

Meanwhile, Stuckey & Company is interested in helping educate the market and needs experts to write about agency issues, demands and experiences.  That is why we would like to invite you, our agents, to contribute to our blog.  For every article you write, we will post to our blog and provide a direct link to your website.  Likewise, we would love for you to link to our blog and our corporate site.

Here's the kicker: we'll pay you a modest marketing fee for each article we use! Contact Elizabeth Sedlock to get started today.


New People to Help You in 2012  

Andrew Wischmeyer

Position: MPL Underwriter  

Andrew Wischmeyer - MPL UnderwriterResponsibilities: Quote and underwrite MPL lines of business

Joined Stuckey & Co.: January 2012

Interesting Fact: Holds both private and instrument pilots licenses

Contact Information: andrew@stuckey.com, (800) 828-3452 *28

April Moore

Position: Endorsements

Responsibilities: Policy service to include endorsement processing

April Moore - EndorsementsJoined Stuckey & Co.: December 2011

Previous Experience: Marketing Coordinator from 2007-2011. @ KnowledgeLake, Inc. Specialized in Enterprise Content Management (Document Imaging & Capture)

Interesting Fact: Shoots competitively with a .45 ACP hand gun. (sport)

Contact Information: april@stuckey.com, (800) 828-3452 *19


SafetyTek Accepts Credit Cards

Offer Your Insureds Easy, Free Credit Card Payment Option!

We know that our success depends on yours. That is why we continue to offer you new ways to service your insureds, like the SafetyTek technology E&O liability insurance program's new credit card payment option.

There are no fees and credit cards are processed electronically using the authorize.net payment processing system.

To customize the payment page for your agency, email Maggie Hammett the following:

  • A copy of your agency logo.
  • Your customer service phone number.
  • Your customer service email address.

Find out more about the SafetyTek credit card page.

START QUOTING NOW! For applications and forms, click here.


What is Data Breach?

Now Offer Your Small Business Customers This Specialized Coverage

What is data breach?  According to GAO, "data breach generally refers to an organization’s unauthorized or unintentional exposure, disclosure, or loss of sensitive personal information, which can include personally identifiable information (PII) such as Social Security numbers (SSN) or financial information such as credit card numbers"

Today, more and more businesses are storing and electronically sending sensitive data about their customers and employees.  In additon, there are more and more regulations requiring businesses to advise customers and employees if personal information has been revealed.  That makes data breach a serious issue for small businesses, where the majority of breaches have been reported.

Data breach can occur as simply as an employee losing a laptop.  Depending on the amount of PII on the laptop, a small accident can cost a business more than $20,000 in data breach alone.  Just last week, Zappos announced that personal information for close to 24 million customers might ahve been compromised by a hacker.  Imagine the cost of the same breach to a small business!

Find out more about helping protect your small business clients from data breach exposure and other cyberliablity risks.

 Contact Kyle Dallavis to learn more.

 
Inside This Issue
 

Improve Your SEO: Write a Blogdiv
New People to Help Youdiv
SafetyTek Accepts Credit Cards
div  What is Data Breach?div

 
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Top Tips

Did you know?

1. Commercial general liability does NOT cover technology E&O libability.  Your clients in the technology industry need both.  SafetyTek is a great option to examine.

2. The average homeowner's policy liability limit is $500,000.  Is that enough to cover major accidents for your high net worth clients?  Probably not.  Look into umbrella policies as a way to offer higher limits (up to $50 million in some cases).

3. There are more than 300 hazard classes covered under miscellaneous professional liability (MPL).  The top 5 most requested classes are:

-Mgmt. Consultants

-Marketing/Advertising

-Medical Billing, Coding, Transcription

-Translators/Interpreters

-Animal Services (training, kenneling, grooming, etc.)

 


Kudos
 

"Thank you for the fine, fast work you did on this new account, I can always count on Stuckey to do a good job for me."

-- Jerry Freis, Hatcher Insurance Inc.

 
 


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Topics: affinity insurance program, Stuckey & Company, stuckey and company, mga, it insurance, Miscellaneous Professional Liability, Management Liability, TECHNOLOGY, TECHNOLOGY, technology E&O, Stuckey, Stuckey & Co., stuckey and company, Stuckey and Co., mga insurance, IT E&O, technology insurance, agent alert

SafetyTek Technology E&O Liability Program Accepts Credit Cards

By: dwight stuckey | Posten on: Jan 20, 2012 10:53:00 AM

We know that our success depends on yours. That is why we continue to offer you new ways to service your insureds.  For example, this week, we announced that the SafetyTek technology E&O liability insurance program is now accepting credit card payments. 

The new credit card payment option is FREE and customizable so you can make a payment page that looks like it comes directly from your agency/brokerage instead of from a third-party partner. There are no fees and the payments are processed electronically using the authorize.net payment processing system.  Find out more about the SafetyTek credit card page.

Stuckey Credit Card Page

To learn even more the new SafetyTek credit card payment option, you can read the press release on PRWeb.


 

Topics: speciality insurance, Stuckey & Company, stuckey and company, specialty insurance, safetytek, it insurance, TECHNOLOGY, TECHNOLOGY, technology E&O, Stuckey, Stuckey & Co., stuckey and company, Stuckey and Co., data loss insurance, data loss risk, IT E&O, technology insurance

January Specialty Insurance Webinars -- Stuckey & Co.

By: Elizabeth Sedlock | Posten on: Jan 17, 2012 1:30:00 PM

Please join us for our upcoming January webinars.

January 19: New Agent Webinar

We like to welcome all our new agents to Stuckey & Company.  Every six months, we host a New Agent Webinar to help our new agents and brokers learn about our easy quoting and application systems as well as information on coverage options.  If you are not registered as a Stuckey agent, you can register at our Agent Registration page.

Register here.

January 26: SafetyTek Technology E&O Webinar

Did you know that Technology Errors and Omissions insurance coverage is NOT provided by a Commercial General Liability policy?  Learn all you need to know to grow your existing technology E&O business or jumpstart a new program.  This webinar will focus on the types of coverage offered by SafetyTek Technology E&O and the reasons your clients might need this type of specialized liability coverage.

Register here.

Topics: speciality insurance, Stuckey & Company, stuckey and company, specialty insurance, safetytek, it insurance, EPL, TECHNOLOGY, TECHNOLOGY, technology E&O, Stuckey, Stuckey & Co., stuckey and company, Stuckey and Co., data loss insurance, data loss risk, IT E&O, technology insurance

December Agent Alert - Stuckey & Company

By: Elizabeth Sedlock | Posten on: Dec 1, 2011 9:50:00 AM
Stuckey Agent Alert
Safety TekAspire A&EHarbor GuardMPLElementServicerProPersonalCommercial
 

Holiday Greetings

As the Holiday Season is upon us, we find ourselves reflecting on the past year and on those who have contributed to the success of Stuckey & Co. in a most significant way. From the bottom of our hearts, we say "thank you" to all of you who have made it possible for us to continue to serve our clients in such a wonderful way.

Each of you has played a valuable role in the success of our agency. We look forward to creating even more success together over the next year.

From our family to yours, we wish you a holiday filled with peace, love, and joy and a New Year with many blessings and lasting happiness.

Best to you all!

Dwight and Kerry Stuckey


What's New at Stuckey in 2012?

Incentives Program

At Stuckey & Company, we know that our success depends on working with the best producers.  To encourage you to grow your relationship with Stuckey & Company, we are launching a year-long, multi-product incentive program that will reward and recognize those of you who grow your business with Stuckey & Company. 

The program is simple: every two months, we will be focusing of one of our award-winning product lines.  For every new bind order you make of the featured product, you will be entered to win either the new iPhone 4S or a Kindle Fire.  A winner will be chosen for each product line so you have 6 chances to win.  It is up to you to claim your prize!

January-February: HarborGuard

March-April: SafetyTek Technology E&O

May-June: MPL

July-August: Aspire A&E

September-October: Commercial

November-December: Personal

Look for an email later this month announcing the start of the HarborGuard incentive program and outlining the terms and conditions.

Webinars

Coming in January:

January 19: New Agent Webinar

Welcome to Stuckey & Company!  Every six months, we host a New Agent Webinar to help our new agents and brokers learn about our easy quoting and application systems as well as information on coverage options.

January 26: SafetyTek Technology E&O Webinar

Did you know that Technology Errors and Omissions insurance coverage is NOT provided by a Commercial General Liability policy?  Learn all you need to know to grow your existing technology E&O business or jumpstart a new program.  This webinar will focus on the types of coverage offered by SafetyTek Technology E&O and the reasons your clients might need this type of specialized liability coverage.

To RSVP for any of the Stuckey & Company webinars, please send an email to Elizabeth Sedlock at esedlock@stuckey.com with the webinar name in the subject line.  You can also visit our website to sign up. 


Marina Insurance - HarborGuard

Don’t forget: the HarborGuard incentive program starts in January!

So, the economy has not improved much.  One thing that never changes is the need for marina insurance, especially in underserved areas.  Because Stuckey & Company can write policies for marine businesses that have insufficient liability insurance, or that have thought about reducing coverage to cut costs, Stuckey & Company has seen very strong activity from insurance agents with clients in need of these tailored coverages. The HarborGuard program gives these marine businesses outstanding coverage at an affordable price. 

In addition, HarborGuard includes new features that protect eligible classes, and gives agents more flexibility when writing policies. 

Popular new features include:
• Now can include water sports liability up to policy limits 


• Now includes Sudden and Accidental Pollution coverage 


• Deductibles as low as $25,000 for docks, including wind/collapse 


• Campgrounds, resorts, and homeowners associations now included


• Now able to write excess/umbrella and auto 


• The program can also include replacement cost on docks, liquor liability, non-owned auto and boat rental.

January and February is the time when marine businesses look toward the upcoming season and revisit insurance coverage.  So don’t be caught out in the water trying to keep yourself afloat…let us assist you in reviewing your current marina coverage to see if we can improve both cost and coverage.

For more information, please contact Jerry Lovin at jerry@stuckey.com.

START QUOTING NOW!  Get in the running for an iPhone 4S or Kindle Fire.  For applications and forms, click here.


Bind More Technology E&O Insurance

Great news: The SafetyTek forms are now approved in California!

We know the tech industry.  As the pioneers in technology E&O coverage, we understand that information technology professional service providers operate in a perilous business climate.  You can help them protect their businesses by offering professional liability insurance tailored to THEIR needs.

Educate your clients on the whys and hows of technology E&O coverage…Many professionals will not know that Technology Errors and Omissions insurance coverage is not provided by a Commercial General Liability policy. Commercial General Liability does NOT provide coverage for programming errors, contract performance disputes or any other Professional Liability issues. IT consultants and companies who have General Liability without Professional Liability (Errors or Omissions) coverage are taking a serious risk. It’s like a doctor practicing medicine without Malpractice insurance.

Technology coverages encompass a range of exposures. Some are specifically tailored, and others are broader.

When it comes to a knowledgeable team of Technology E&O insurance professionals, Stuckey & Co. has you covered.

For more information regarding Technology E&O insurance, please contact Maggie Hammett at maggie@stuckey.com. 


START QUOTING NOW!  For applications and forms, click here.

 

 
Inside This Issue
 

What's New at Stuckey in 2012?div
Marina Insurance - HarborGuarddiv
Bind More Technology E&O
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RHYME & REASON

Happy Holidays!

We at Stuckey sat down this year
to design our holiday card,
but getting our family in here
turned out to be rather hard.

Mom, Pop and their kids showed up
to meet the photographer.
Then Pop suggested the office staff
should be in the picture for sure.

So Underwriting elbowed in.
Customer Service did too.
And little by little the Stuckey family
grew and grew and grew.

The photographer got a wide lens.
He told everyone to squeeze.
Mom interrupted and stopped it then
before we could say “Cheese!”

“Look at our family!” she said.
“I’m thankful to have you near.
How can we say it’s a family photo
without our customers here?”

So that’s why we don’t have a photo
and why this poem is for you.
May you be as blessed this holiday
as we are blessed all year through.

 


Kudos
  The Three Avocados coffee we sent you last year paid for a well in Africa. To learn more about this wonderful organization, click here.

 

 

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Topics: affinity insurance program, competitive insurance, speciality insurance, tornadoes, tornado, insurance claim, weather, storms, Stuckey & Company, Blog, marina insurance, harborguard, kerry stuckey, stuckey and company, mga, specialty insurance, green insurance, element, safetytek, it insurance, HIgh Value Homes, hurricane season and insurance, personal lines insurance, EPL, Miscellaneous Professional Liability, Employment Practices, Management Liability, office insurance, corporate insurance, employers liability insurance, TECHNOLOGY, TECHNOLOGY, HubSpot Tips, harborguard, technology E&O, Stuckey, Stuckey & Co., stuckey and company, Stuckey and Co., data loss insurance, data loss risk

Stuckey & Company Newsletter - Nov.

By: jennifer strathmann | Posten on: Nov 8, 2011 10:43:00 AM
Stuckey Agent Alert
Safety TekAspire A&EHarbor GuardMPLElementServicerProPersonalCommercial
 

Technology E&O Insurance Coverage

Information technology professional service providers operate in a perilous business climate - professional liability insurance will help protect their businesses.

Educate your clients… Technology Errors and Omissions insurance coverage is not provided by a Commercial General Liability policy. Commercial General Liability does NOT provide coverage for programming errors, contract performance disputes or any other Professional Liability issues. IT consultants and companies who have General Liability without Professional Liability (Errors or Omissions) coverage are taking a serious risk. It’s like a doctor practicing medicine without Malpractice insurance.

Technology coverages encompass a range of exposures.  Some are specifically tailored, and others are broader. 

When it comes to a knowledgeable team of Technology E&O insurance professionals, Stuckey & Co. has you covered.

For more information regarding Technology E&O insurance, please contact Maggie Hammett.

Other great news: The SafetyTek forms are now approved in Washington!



HarborGuard - Insurance coverage for everyone

At Stuckey & Company, we are particularly proud of our HarborGuard Marina program because this was the program that launched our company over 20 years ago. Today, we still offer the most comprehensive program for this specialized market, with tailored liability insurance for a wide variety of businesses, including marinas and boat yards, boat dealers, and marine artisans, including boat repair and supply shops.

Property

  • Onshore Property
  • Floating Property
  • Vessels Property
  • Misc Equipment
  • Rental Boat Physical Damage

 Liability

  • CGL - Commercial General Liability
  • MOLL - Marina Operators Legal Liability
  • P&I - Watercraft Liability
  • Liquor Liability
  • Non-Owned Auto Liability
  • Boat Rental Liability

Coverages

  • A+ IX rated carrier, non admitted
  • Liability Coverage includes GL and MOLL.
  • Boat rental liability is available
  • Liquor liability is available
  • Non-owned auto liability is available
  • Property Coverage on docks that include wind and collapse due to weight of ice and snow
  • Property Coverage can be written on Special Form
  • Property Valuation can be Actual Cash Value or Replacement Cost
  • Minimum annual premiums for $1 Million to $2 Million limits start at $2,500
  • Umbrellas 

For more information regarding our Marina Program, please contact Jerry Lovin.

 


Personal Lines Giveaway - Update

We recently ran a promotion during the months of August and September for a 40” LCD TV Giveaway.
While we announced the winner last month we have been anxiously awaiting her response to the great news she received

SafetyTek

“For the past 6 ½years that I have worked at Probity Insurance, I contact Stuckey & Company for my personal and commercial needs.

Stuckey & Company has demonstrated excellent customer service and turnaround times when quoting our clients. I have especially worked closely with Shelli Windle. I really don’t know what I would do without her. When I come across a certain issue or need immediate assistance, she is right there to assist me. She is the best of the best!!

I was extremely surprised when I found out that I was the winner of the 40” TV. I rarely win any contest, so when I was announced the winner, I was literally shocked (and excited). That was just the icing on the cake.

Thank You Stuckey & Company for being such a valuable asset to our Agency and helping us grow as a company and making our clients happy! Keep it going!”

- Cindy Dias


 
Inside This Issue
 

Worker's Compensation
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Personal Lines - Teen Driving
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Contest Winner

 
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RHYME & REASON

HarborGuard

Michael rowed the boat ashore,
his spirit filled with light;
John Paul Jones nearly lost his ship
before he’d begun to fight.

The Ancient Mariner got stuck at sea
for killing an albatross;
Charon used the underworld’s ferry
the mighty Styx to cross.

Captain Queeg of the U.S.S. Caine
succumbed to mutiny;
the jolly Pirates of Penzance
sang on the seven seas.

Whatever boat you fill with your dreams,
and whether it’s sunny or hailing,
Stuckey & Co.’s got Harbor Guard
to make for smoother sailing.

 

 


Kudos
  “You are the best! I really don't know what I would do without Stuckey & Company. You guys are amazing to work with."  


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Topics: competitive insurance, Stuckey & Company, Blog, stuckey and company, it insurance, Miscellaneous Professional Liability, Management Liability, corporate insurance, TECHNOLOGY

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