Architects and engineers play a pivotal role in shaping our built environment. However, with great responsibility comes significant risk. Recognizing the unique challenges faced by design professionals, Stuckey & Company offers the Aspire A&E program—a specialized professional liability insurance solution designed to meet the specific needs of architects and engineers.
Why Choose Aspire A&E?
Aspire A&E is crafted for firms with annual revenues up to $20 million, providing:
- Comprehensive Coverage: Protection against claims arising from errors, omissions, or negligent acts in the performance of professional services.
- Broad Class Eligibility: Including but not limited to civil, mechanical, electrical, and structural engineers; architects; interior designers; and landscape architects.
- Flexible Limits and Deductibles: Offering limits up to $1 million per claim and $3 million aggregate, with deductibles ranging from $1,000 to $25,000.
- Nationwide Availability: Coverage accessible in all states except Alaska and Hawaii.
Key Features
- Technology Services Coverage: Extends to services like Building Information Modeling (BIM) and Computer-Aided Design (CAD).
- Cyber Liability Protection: Includes coverage for electronic media liability and network operations security.
- Worldwide Coverage: Ensures protection even if claims are brought outside the United States.
- First Dollar Defense: Eliminates the deductible for defense costs, providing immediate financial relief in the event of a claim.
- Contractual Liability: Covers liabilities assumed under contract, a common exposure in design professional services.
Support for Agents
Stuckey & Company is committed to empowering independent agents with:
- Dedicated Underwriting Support: Expert underwriters who understand the nuances of design professional risks.
- Marketing Resources: Access to product sheets, sample policies, and coverage highlights to aid in client discussions.
- Streamlined Application Process: Efficient submission procedures to expedite quoting and binding.
Aspire A&E stands as a robust solution for architects and engineers seeking specialized professional liability coverage. By partnering with Stuckey & Company, agents can confidently offer their clients a program that understands and addresses the distinct risks of the design profession.