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Aspire A&E: Professional Liability Insurance for Design Professionals

Architects and engineers play a pivotal role in shaping our built environment. However, with great responsibility comes significant risk. Recognizing the unique challenges faced by design professionals, Stuckey & Company offers the Aspire A&E program—a specialized professional liability insurance solution designed to meet the specific needs of architects and engineers. 

Why Choose Aspire A&E? 

Aspire A&E is crafted for firms with annual revenues up to $20 million, providing: 

  • Comprehensive Coverage: Protection against claims arising from errors, omissions, or negligent acts in the performance of professional services. 
  • Broad Class Eligibility: Including but not limited to civil, mechanical, electrical, and structural engineers; architects; interior designers; and landscape architects. 
  • Flexible Limits and Deductibles: Offering limits up to $1 million per claim and $3 million aggregate, with deductibles ranging from $1,000 to $25,000. 
  • Nationwide Availability: Coverage accessible in all states except Alaska and Hawaii. 

Key Features

  • Technology Services Coverage: Extends to services like Building Information Modeling (BIM) and Computer-Aided Design (CAD). 
  • Cyber Liability Protection: Includes coverage for electronic media liability and network operations security. 
  • Worldwide Coverage: Ensures protection even if claims are brought outside the United States. 
  • First Dollar Defense: Eliminates the deductible for defense costs, providing immediate financial relief in the event of a claim. 
  • Contractual Liability: Covers liabilities assumed under contract, a common exposure in design professional services. 

Support for Agents

Stuckey & Company is committed to empowering independent agents with: 

  • Dedicated Underwriting Support: Expert underwriters who understand the nuances of design professional risks. 
  • Marketing Resources: Access to product sheets, sample policies, and coverage highlights to aid in client discussions. 
  • Streamlined Application Process: Efficient submission procedures to expedite quoting and binding. 

Aspire A&E stands as a robust solution for architects and engineers seeking specialized professional liability coverage. By partnering with Stuckey & Company, agents can confidently offer their clients a program that understands and addresses the distinct risks of the design profession. 

 

Topics: Miscellaneous Professional Liability, aspire a&e, architects and engineers insurance

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