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Identity Fraud Protection for High Value Homeowner's


In the United States someone becomes a victim of identity theft every 2 seconds!


The risk of personal financial loss can come in many forms, identity theft seems to be rampant in today's world.  Sadly the perpetrators are not always strangers to the insured.  They can be trusted individuals, such as caretakers, financial advisers and private staff.

The standard homeowner's policy typically does not include identity theft protection. Although the policy does include some coverage for personal property, reimbursement is subject to a monetary limit.

Fortunately fraud protection is available! This coverage may be added as an endorsement to your high value homeowner's policy through a preferred writer such as AIG and Chubb.



  • Wealthy individuals are at a higher risk due to many points of access (number of accounts) and increased vulnerability
  • Every 2 seconds someone is a victim
  • 26 million US victims of identity theft
  • $25 billion in losses due to identity theft in US
  • 904 million number of records exposed by data breach in 2014


Exposure concerns:

  • Service employee (waiter, cashier, financial institution)
  • Workplace colleague
  • Cybercrime
  • Drivers license
  • Medical
  • Social security
  • Income tax return

Fraud protection responds to loss of money, securities and/or personal property due to:

  • Stolen identity
  • Financial losses committed by those with access to your checkbook, credit cards, 401(k), savings account or stocks and bonds
  • Unauthorized checking or savings account withdrawals
  • Unauthorized credit card transactions, including internet purchases
  • Donations to fraudulent charities
  • Telemarketing schemes
  • Robbery while at a ATM
  • Purchase of items that turn out to be fakes, frauds or forgeries
  • Legal fees
  • Lost wages due to time taken from work to restore your credit

 The standard homeowner's policy typically does not include identity theft protection. Although the policy does include some coverage for personal property, reimbursement is subject to a monetary limit.

While we enjoy all of the electronic gadgetry at our fingertips, this also increases our exposure to identity theft. By utilizing the Fraud Protection endorsement on the High Value homeowner's policy, the insured can be prepared and protected in the event they fall victim to this rising crime.



How to Quote:





If you have any questions or would like a quote, please contact Stacy@Stuckey.com.,  or visit our website at Stuckey.com

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