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HarborGuard Expands Eligibility to Include New Territories

HarborGuard Insurance Program Also Offering Lower Property Rates Nationally

Lake Saint Louis, Mo. – June 13 – Stuckey & Company is pleased to announce new expanded eligibility rules for HarborGuard, Stuckey & Company's marina, boat dealer and marine artisan insurance program.

The expanded coverage includes property in first tier coastal counties, excluding wind, (including in Florida).  In addition, a HarborGuard policy can include wind coverage if the risk is located more than 50 miles from the gulf/coast (except in Florida).  Last but not least, the HarborGuard program is also offering lower property rates across the United States.

“HarborGuard was the first program Stuckey & Company offered and holds a special place in our hearts,” said Dwight Stuckey, CEO of Stuckey & Company.  “That is why we are particularly excited to expand the program to include a larger area and help more marinas and boat dealers find quality insurance coverage.”

HarborGuard offers comprehensive insurance coverage tailored to the unique risks of the marine industry.  The program is available to qualifying risks in 47 states (excluding Alaska, Hawaii and New Hampshire). Stuckey offers 24-hour turn-around for eligible risks.

Liability can be given up to $1 million per occurrence / $2 million aggregate, for general liability, marina operators legal liability (MOLL), watercraft liability for rental boats and work boats, non-owned auto liability and liquor liability. Minimum annual premiums for $1 million / $2 million limits are $2,500.

Property coverage is written on a special coverage form and the valuation of the property can be replacement cost or actual cash value. A $5 million TIV property capacity is available for onshore, floating, vessels, miscellaneous equipment and boat dealers’ inventory. Deductibles start as low as $1,000.

For agents interested in writing HarborGuard policies, submission requirements include a completed HarborGuard application, expiring premium (if possible), pictures of any docks, and three years of loss runs for the business. If agents have not worked with Stuckey & Company in the past, they will also need to complete a brief application to become an appointed agent

Contact Jerry Lovin at 800-828-3452 x27 (jerry@stuckey.com) for all the details.

About Stuckey & Company

Stuckey & Company is a specialty insurance provider based in Lake St. Louis, Missouri. For 20 years, Stuckey has offered commercial, professional and personal lines of insurance. Stuckey & Company’s network of more than 8,000 licensed agents has the knowledge and experience in dealing with specific coverage. As one of the fastest-growing specialty insurance providers in the U.S., Stuckey & Company offers E&O coverage to over 300 classes in sectors that include technology and IT consulting, accounting and financial services, government services, media, laboratories and education. The company also offers a variety of standard policies. For information on any of the insurance programs from Stuckey & Company, call 1-800-828-3452 and ask for Dwight Stuckey.


Topics: marina insurance, harborguard, marine insurance

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